Кредитная политика банка

Credit policy is an internal document of the bank, determining main approaches to lending and borrowing requirements, taking into account the prevailing current economic situation. Credit policy is the philosophy (general approach, the concept of) the credit of the bank, establishes a strategic framework lending activities. The policy does not answer the question "how", dedicated to addressing this issue instructions and regulations on lending. Politics is a general guide to action in the service of the bank credit.

Introduction……………………………………………………………….............3

1.CREDIT POLICY OF BANK

1.1The content of credit policy…………………………………………………...4

1.2Coals, Adjectives of credit policy…………………………………………….6

2.ANALYSIS OF CREDIT POLICY IN BANKS
Current state of credit policy of Sberbank………………………………….8

2.2Current state of credit policy of Gazprom bank…………………………..10

Conclusion……………………………………………………………………….12

Bibliography……………………………………………………………………..14

Glossary………………………………………………………………………….15